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Basic Coverage includes: Limits of Liability
NameLimitNotes
General AggregateNone
Products-Completed Operations Aggregate$1,000,000
Personal and Advertising Injury$1,000,000
Each Occurrence$1,000,000Additional Limits may be purchased
Fire Damage Expense$50,000Any One Fire (exclude for events under 7 days)
Medical Payments ExpenseExcluded*
Third Party Property Damage Limit$1,000,000
Third Party Property Damage Deductible$1,000
Liquor Liability$1,000,000Additional cost* (may be required by Institution)
Athletic or Sports ParticipantsExcluded
Abuse or Molestation$50,000
*Medical Payments are excluded as the insurance carrier will investigate all claims. This does not mean that medical payments will not be paid but the carrier will make that determination through its claims investigation.